.....have you ever had your identity stolen, credit card compromised, etc?
Yesterday, I was in a great mood when I left work. Bing has a law class (yup...law school will be on her plate when she retires in a two years, she's getting the basics out of the way for now....) every Tuesday night and Liv was eating dinner/studying at a friend's home. I had plans to go shopping for new patio furniture. Ours is pretty ratty looking.
My phone rang as I was walking to my car. Hmmm. My bank. I answered.
"Is this Maria Lastname?"
The caller identified herself as Shelly from fraud alert at my bank. She wondered if I was currently in my city.
"Well, we are seeing some suspicious activity on your debit card in Dallas, Texas," she said.
Long story short: someone was enjoying themselves in Dallas on my debit card number. Apparently, they had hit several stores and had really had themselves a good time at Home Depot.
I guess it was inevitable. I mean, I'm in my mid fifties and I have never had this happen. Ever. Nothing even close.
But, still...I was flabbergasted and mostly MAD AS HELL.
I was curious. How could anyone have gotten my digits? The card was still in my wallet. I was told by a rather weary sounding Shelly that this is a very common occurrence. That she was shutting down my account and that it would be unavailable to me for several days until they mailed me a new card. That, no, my checking account was fine; only my digits had been "compromised."
I asked how long it would take to have the money stolen from me returned.
Well, she hedged. She said it would probably take from 3 weeks to a month and a half for their fraud verification team to insure that I hadn't been in Dallas going on a shopping spree. This kind of pissed me off. I also have to go to my bank and fill out an affidavit now too.
I want to slap this person who STOLE from me. I want to take a trip to Dallas, track his/her fraudulent ass down and kick the shit out of them. Twice. Three times.
I kept thinking to myself how can anyone do this?
Stupid question, I know. There is much evil in the world and this is just a small fish in the sea of it.
Shelly told me that I should be grateful that the bank had caught it. Well, yes, of course. I was. And even though Bing tells me to check my account daily, in truth....I only do it every couple of weeks. Well, never again. If my bank hadn't caught this, it could have been so much worse.
Any one else in this boat with me?